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There is much to consider before purchasing jewellery – particularly when we’re talking about your fiancee’s diamond engagement ring sets. The tradition of presenting a woman with a diamond engagement ring when proposing began in 1477 when Archduke Maximilian of Austria gave a diamond ring to Mary of Burgundy – and in most cases, any woman you intend to propose to will expect that proposal to be accompanied by a ring!

The first thing is, work out how much ring your money runs to. Most people stick to the ‘two months’ salary’ rule. This means that the ring should set you back the equivalent of two months of whatever your current salary is. When you consider that you have other things to pay for, saving up this amount of money might take you quite a bit of time. You could want to consider financing. Simply visit whichever jeweler you choose and tell them you plan to buy an engagement ring, and that financing will be necessary. Do not delay – get the credit check out of the way, find out how much your payments will be, and how much of an advance payment is expected.

Now, have your mother, sister, or your girlfriend’s best friend take your girlfriend out to the shops, and make sure they have a good look at the engagement rings so as to get an idea of what she might prefer. Make certain that the jewelry shop you purchase the ring from will permit you to return the ring, if it is required, or permit your girlfriend to swap it for another if she isn’t satisfied with her ring!

Well, it’s a fact that buying an engagement ring can be prohibitively expensive, and that can be a real problem to a young man looking to get started on life’s journey. Luckily, there is a much cheaper alternative to natural diamonds – cubic zirconia. In the current financial and economic climate, a cubic zirconia engagement ring could be a god send.

It could be your fiancee will like some of this designer inspired jewelry which doesn’t cost the earth.